How to Get the Most from a Discount Dental Plan
Each year, millions of Americans save billions of dollars on dental care through the use of discount dental plans. On the other hand, some people join a discount dental plan, but later cancel in the mistaken belief that discount dental plans simply do not work.
If this were true, then millions of people would not join discount dental plans and retain their membership year after year. As a dental plan member, it is important for you to understand how to get the most from your membership. Here are two suggestions.
1. Locate and use a good plan dentist.
How can you tell if a dentist is “good?” No matter how you approach it, this is a subjective question. When dentists themselves are asked this question, the most common answer is "look for a clean office and professional staff." A clean office and professional staff is a good indication of a dentist who demands a certain level of excellence.
When you walk into a dental office, take a good look around. Are the floors clean? Is the reception area tidy? Are you greeted in a professional and curious manner? If not, tell the staff about your concerns and don't be afraid to walk out.
Most dental plan companies allow you to seek care from any dentist in their network. Older, more established dental plans (Careington Dental for example) have large networks with over 50,000 participating dentists, thereby offering its members a wide choice in most areas. The more plan dentists in your area, the more selective you can be.
2. Check to be sure you are receiving the proper dental plan savings.
A good discount dental plan (such as Careington) will provide you with a written "Schedule of Discounts," clearly showing the maximum fees that you as a plan member are expected to pay at a plan General Dentist. This Discount Schedule should include 100 or more of the most common dental procedures.
There should be no guesswork as to the savings you are entitled to receive. It is important for you to check your bill to be sure you are receiving the proper dental plan discounts.